Прочитайте и переведите текст. Напишите его краткое изложение. Many persons decide too quickly to litigate their disputes to take their disputes to court. When someone injures another person or fails to keep a binding agreement, he usually first tries to settle the matter by direct negotiation. The injured party should discuss the problem with the wrongdoer as calmly as possible. The two of them can often reach a mutually acceptable solution. If there has been an automobile accident and the prospective defendant is injured, the insurance company will sometimes send an insurance adjuster to the injured prospective plaintiff, The adjuster tries to learn the facts about the accident and may suggest a mutually acceptable settlement. In some cases, an independent third party may be called in to act as mediator (also known as a conciliator). The mediator talks to both parties and tries to develop a solution acceptable to both parties. In other cases, an independent third party known as an arbitrator may be brought in by agreement of the parties. Sometimes original agreement between the parties has a provision for arbitration of disputes. The arbitrator's decision, unlike that of a mediator, is binding on both parties. By using negotiation, mediation, or arbitration, the disputing parties may avoid the heavy costs and delays and difficulties of litigation (court trial). Moreover, the arbitrator's decision (award) can be enforced by court order if necessary. When no provision has been made for arbitration, and if the parties cannot reach an agreement by any other method, either party may go to court. However, courts generally treat the decisions of arbitrators as final; the matter cannot be reheard by a trial court.