To solve this problem, we need to find angle \( \angle BCA \) in triangle \( \triangle ABC \).
Given:
- \( \angle BAC = 31^\circ \)
- \( \angle BDC = 75^\circ \)
Since \( D \) lies on \( AC \), \( \angle BDC \) is an external angle for triangle \( \triangle ABC \). The external angle theorem states that \( \angle BDC = \angle BAC + \angle BCA \).
Thus, we have:
\[ \angle BDC = \angle BAC + \angle BCA \]
Substitute the known values:
\[ 75^\circ = 31^\circ + \angle BCA \]
Solve for \( \angle BCA \):
\[ \angle BCA = 75^\circ - 31^\circ = 44^\circ \]
Thus, \( \angle BCA = 44^\circ \).